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Daniel Crump

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Daniel Crump is the founder of Daniel Crump Financial Planning. This article is general and does not consider your personal circumstances. If you would like advice specific to you, please visit www.danielcrumpfp.com.au or give us a call on 0418 148 622.
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Return of Inflation

The news that inflation grew more than expected in the September quarter has spooked retirees and homebuyers equally.  And rightly so; inflation is bad news for retirees who are trying to balance spending today, while being responsible for the future. And for homebuyers, the return of inflation may mean increasing interest rates and mortgage stress. ... Read more
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Why we all need a plan B

Over the course of our careers we have met thousands of pre-retirees and retirees.  During that time, we have observed changing attitudes to retirement. Today, most of us are planning on working longer; the average age we plan to retire is now 67.  And almost all of us want to transition into retirement, reducing our ... Read more
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Retirement

How much do I need for retirement? Most pre-retirees fear running out of money in retirement more than anything else.  That’s why, as retirement specialists, the most common question we’re asked is, “How much do I need to retire?” It’s okay, you’ll probably have enough In our experience, there’s no ‘magic number’ for a super ... Read more
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Evergrande: A timely reminder about risk

Just a fortnight ago, most of us hadn’t even heard of the Evergrande Group.  But recent developments have changed that. Just in case you missed it, Evergrande is a Chinese property developer that has run out of cash.  It is probably going to default on its debt obligations. The big problem is, Evergrande is massive ... Read more
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Hope is not an investment strategy

With local and International share markets at record highs, now might be the time to check in on your investments. A lot of good news is being priced into the markets at the moment.   And there are plenty of emerging risks that could end the boom. So, what should retirees be doing?  Is now the ... Read more
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Independence Day

On 4 July 1776, a group of men gathered in a large Georgian hall in Philadelphia, Pennsylvania. They were there to sign a lengthy, non-legally binding document. The American Declaration of Independence may not have been legally binding, but it was certainly a powerful symbol nonetheless. Courage to start a movement The document set out ... Read more